How to Get Tax Lien Properties Without Attending the Auctions

If you’ve recently attended an auction to try to buy tax lien properties, you were probably disappointed when it turned out a little more difficult than you thought. Many rookie tax sale investors think that it will be easy to waltz into a tax sale and walk away with a nice property for pennies on the dollar. The truth is, it’s extremely difficult to buy tax lien properties at the actual tax sale. If you ARE able to, there are a lot of pitfalls you’ll have to watch out for once you’re successful.In the last several decades, big companies have sprung up that dedicate their entire business to investing in tax lien properties at the tax sale. These companies have teams of lawyers and researchers whose sole purpose it is to research the properties coming up for sale at auction, and to determine which properties are worth buying. Since these companies have seemingly endless resources, they are able to make a smaller return on their money than the average investor, and still have be worth their while– meaning that you will likely be outbid on the properties you go to the auction intending to buy.Something some hopeful tax sale investors also don’t realize is that the delinquent owner of the property has a year, or sometimes longer, to pay off the back taxes, penalties, and interest, and redeem the property. So if you’re hoping to end up actually owning these properties, it’s very unlikely that that will happen. Owners almost always pay their taxes off in time, even more so on the nice properties you’ve got your eye on.Also keep in mind that you will not be able to inspect the interior of any property you would be bidding on. You may be able to drive by, but it’s not going to tell you whether a nightmare lies within. So even if you do have the winning bid, tax lien properties can end up being trashed on the inside and require a lot more work than you expected to make a profit. This can be disastrous, and end up costing you money in the long run.The best thing to do if you want tax lien properties is to buy them directly from their delinquent owners during the redemption period (after tax sale, but before the date they finally permanently lost the home). You can actually benefit from the big companies’ research here by going after the properties they’ve bought, and save yourself a lot of work.You’ll be surprised to find that many of the owners of these tax lien properties are not people who are down on their luck, and couldn’t pay their taxes. Often they are absentee owners (people like ex-landlords, heirs, or owners of vacation/second home properties) who got tired of maintaining a distant property and decided to just let it go to tax sale. Find these owners that already decided to let the property go, and you’ll find a subset of sellers willing to let you have their properties for a few thousand dollars– or, more often than you’d expect, even a few hundred.And you’ll get to inspect the property, before committing to buy it!

Venetian Island Homes: Luxury Real Estate Options That Offer The Best Of Both Worlds

Property buyers who are interested in finding luxury real estate options within the South Florida region will definitely be delighted with today’s fabulous selection of Venetian Island homes which are considered to be one of the luxury sector’s most illustrious options for people who seek island communities that cater to high-end needs.The typical size and stature of these fabulous home properties are considered to be among the finest that that the region has to offer, especially since many of the real estate options found within these islands are designed by brilliant architects and designers who have successfully managed to integrate the natural beauty of the surrounding areas with the elegance that emanates from the islands themselves.If you are looking for the most sensational waterfront home properties within South Florida today, you are sure to find Venetian Island homes to be among the region’s most ideal options for upscale living.Aside from being among the most ideal options for upscale living, many now know that Venetian Island homes are one of the best ways for people to experience “the best of both worlds” since these real estate options are found on several man-made islands which are located right between Miami proper and Miami Beach – two areas which are considered to be among the region’s most popular cities today.Individuals who are inclined to indulge in the breath-taking selection of beaches that are found within the coastal city of Miami Beach will easily be able to do so as it only takes a few minutes to hop over to the city via the Venetian Causeway which leads through to Belle Isle Park and over to Dade Boulevard where people can either choose to head down south to the South of Fifth neighborhood or further north along Collins Avenue to the trendier parts of the city where bars, clubs, and other nightlife options are found in abundance.Likewise, people who are looking forward to the arts and culture scene that thrives within Miami proper will also be able to do so since the Venetian Causeway is linked directly to the Biscayne Boulevard where a myriad of attractions, galleries, museums, shopping centers, and other amazing establishments can be found.Property buyers who are interested in today’s selection of Venetian Island homes can find their options located on Biscayne Island, Di Lido Ilsand, San Marco Island, San Marino Island, Belle Isle, and Rivo Alto Island. You may contact a professional agent to find out more information regarding all of your available options.

Tips For Saving Money on Home Insurance

Home insurance rates are on the increase. This makes comparing free quotes a must if you must enjoy top quality coverage at the right and affordable price. Many home owners would love to know why the cost of protecting their home is going up everyday. Also, a lot of home owners will need the right steps that will help them cut down on the rates they pay for insurance and still get top quality service.A great number of people are taking advantage of reduced interest rates by relocating into bigger homes; some simply upgrade their existing homes. This is a big reason why insurance rates are on the increase nationwide; having more home properties to insure simply means you will have higher home owners’ insurance premium to pay.Another more obvious reason is the increased rate of destructive natural disasters. Reports have it that insurance companies have paid over $100 billion in natural disaster related losses since the year 1990. If you do the monthly math, you will discover that insurance companies have been paying an estimate of $700 million every month.Note that you can enjoy reduced rates with to high level protection if you do the following:Study before you buy insurance. Know all you need to know about the policy you wish to buy and the company you are buying the policy from. Know the good and the bad of your chosen insurance and the provider.Work with high deductibles: This makes a lot of home insurance companies to award you discounts. The higher your deductible the lower the rates you pay eventually. Note: your deductible amount is the money you are willing to pay from your pocket before your insurance kicks in.